1. Personal Loan/Salary Loan
A perquisite to applying for the salary is a pre-approval form. The forms can be downloaded below or you can apply for a salary loan online. Salary loan form can also be scanned and emailed to firstname.lastname@example.org.
- Copy of NRC
- 2 Passport size photos
- 3 months’ pay slip
- 3 months bank statement
- Utility bill
- Employment contract/ approval from employee for permanent employees/ letter of recommendation
- Sketch map of personal premises
*Pre-approval form has to be filled in, signed then emailed with application or attached to online salary form.
2. SME Loan Application Form
The form can be downloaded below or you can apply for a SME loan online. SME loan form can also be scanned and emailed to email@example.com.
- 2 passport size photos; directors for limited companies/sole trader
- 12 months bank statement
- Audited financial statements if applicable
- copy of NRC
- Business registration
- Tax clearance
- Pacra form 2
- Sketch map of business premises
Additional requirements for limited companies only
- Certificate of incorporation
- Management accounts
- Board resolution to borrow from Altus Financial Services
- Company profile; details of key persons
- Articles of association
- VAT certificates
- Landed property
- Motor Vehicles
The above can be accompanied by – directors guarantee and/or post dated cheques.